Homes & Investment Loans

AEM finance provides home and investment loans. We have made our home loan processes simple and transparent. Housing Loan is a stepping stone in realizing your dream home. AEM finance offers wide variety of home loans which will fulfill your needs at one of the lowest interest rates available. Our home loans cater to all types of customer base viz., salaried, self-employed, professional, NRIs, etc. Our products are customizable according to your home loan eligibility.

Home loan Features

1. Online Home loan sanction facility
2. Quick sanction and low EMI
3. Simple documentation
4. Maximum Tenure of 30 years or attainment of 60 years whichever is earlier
5. Amongst the lowest rate of interest
6. No Pre-Payment Penalty
7. Available for construction / purchase of house or flat from private developer or housing boards and repairs/renovation to the existing properties
8. Takeover or balance transfer of existing Home Loans Possible

Who can apply

The home loan eligibility criterion mainly depends on your employment. Take a look at the various aspects, you need to keep in mind:

Salaried Employees

Age
21 years to 70 years

NOTE: This home loan can be availed only till an individual remains an income contributor.

Employment

Individuals working under the following can apply:
Government Institution
Private sector
Public sector
MNCs or related companies
Partnership Firms
Proprietorship concern
NGOs or related organisations

Self employed individuals

Age
23 years – 70 years

Employment
Self-employed professionals (doctors, architects, etc)
Business owners, proprietors, partners of partnership firms, etc.

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